How to Pay Off Multiple Debts
By Kimberly Palmer
Posted September 12, 2007
Dear Alpha Consumer,
I own my home with my husband. Our mortgage balance is $135,000. We also have $30K in credit card debt, which is where the big problem is.
The interest is killing me, and I cannot make a dent in the balances. I no longer use these cards as I am trying to pay them off. Should I refinance and lump this credit card debt into my mortgage? I could get an adjustable rate mortgage at an interest rate of around 5 percent. (My house was recently appraised for $225,000.) Read More
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