Mortgage Tips For Nervous Buyers
HERE’S A BIG TIP: ALWAYS HAGGLE. The first quote you’re offered is not the bottom line. It’s easier to get a better deal from one lender if you’ve been offered a good one by another. You can use this as ammunition.
You’ll likely be dealing with a call centre or a junior loan officer initially. You can say you’re definitely interested, but want a better deal, close the conversation, hang up, then wait for them to get back to you.
Buy in November or December if you can; you can see how the house performs in winter. This is usually a slow time in the property market, so you may be able to wangle a ’seasonal discount’. Real More Tips..
